$50 DOWN! Take Home Your Mattress TODAY

No Credit Needed • Instant Approvals • Flexible Terms • 95% Approval Rate

$50 Down

Instant Decisions

No Credit Needed

Choose Your Financing Partner

We partner with the best financing companies to make premium sleep affordable for everyone. Select the option that works best for you.

Call for Approval

Synchrony

Bank Financing

6-60 month terms
Fixed monthly payments
No prepayment penalties
Build credit history

Apply with Synchrony

Koalafi

Credit Building

No credit score required
Build credit while you pay
6-24 month terms
Reported to all 3 bureaus

Acima

Lease to Own

Lease to own option
No credit check required
Easy Payment Options
Early purchase options

Apply with Acima

We offer Lease-to-own with Acima Leasing

We also continue to offer Acima Leasing, making it easy to get a mattress today with a low initial lease payment

Why Choose Financing?

Low initial lease payment

Get a mattress today with a low initial lease payment

Instant Approval

Most applications approved in under 60 seconds

No Hidden Fees

Transparent pricing with no surprise charges

Take Home Today

Approved? Take your mattress home the same day

Ready to Apply?

Our financing specialists are standing by to help you get approved and take home your perfect mattress today.

Call 407-921-0701

Subject to credit approval. Terms and conditions apply.

Frequently Asked Questions

No, our financing partners offer options for all credit types. Koalafi and Acima don't require credit checks, while Synchrony offers traditional bank financing with flexible approval criteria.

Only $50 down payment is required to get started. This low entry point makes premium sleep accessible to everyone.

Most applications are approved instantly! For Synchrony applications, you can be approved and ready to take home your mattress in under an hour.

Yes! All our financing partners allow early payoff without any prepayment penalties. Pay off your balance anytime and save on interest.